Openings at Alpha Llyods Insurance Brokers LLC

Insurance is a means of protection from financial loss. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss.An entity which provides insurance_ is known as an insurer, insurance_ company, or insurance_ carrier. A person or entity who buys insurance_ is known as an insured or policyholder. The insurance_ transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer’s promise to compensate the insured in the event of a covered loss.

The insured receives a contract, called the insurance_ policy, which details the conditions and circumstances under which the insured will be financially compensated. The amount of money charged by the insurer to the insured for the coverage set forth in the insurance_ policy is called the premium. If the insured experiences a loss which is potentially covered by the insurance_ policy, the insured submits a claim to the insurer for processing by a claims adjuster.

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